You have no stable income, you only have a job or social benefits and you need a loan? Many non-bank companies offer loans for the unemployed immediately.
These are loans in the order of several thousand crowns and there is no need to prove income, and they are without looking into the registers. You can apply for an unemployed loan by completing an online form. Usually you only need to have a valid op and mobile phone on. You don’t write any complicated contracts and loan approval is just a formality. In the case of loans up to CZK 5000, the money can be paid out to your bank account immediately, and the next day you receive money for higher amounts.
If you apply for a loan for the unemployed, you do not pay any fees in advance. The loan is purposeless. So you can use it to buy Christmas presents, holidays or tuition fees. Loan maturity is 7 days to 2 years. It depends on which provider you apply for a loan for the unemployed immediately. If you apply for a loan from a company that brings you the money to your home, consider a very high APR (up to 600%). You then repay the installments in weekly or monthly mode. The advantage of such loans is their easy availability.
To get a loan for the unemployed you must immediately be over 18, usually own a bank account and a mobile phone that will be sent to you by a verification sms or a customer center employee will call you personal information. If everything is fine, your loan is approved and you have a few minutes on your account if you have an account with the same bank. You may not have execution or insolvency immediately to obtain a loan for the unemployed.
Loans for the unemployed seek out women on maternity leave, low-income persons, as well as those who cannot or do not want to prove their income and starting up self-employed persons who do not yet have tax history and are not creditworthy clients for banks. The disadvantage of these loans is high interest rates, short-term maturity and higher repayments. If you want to get a small loan for payout and you do not have 1 CZK to send a verification fee, there are companies that do not require a verification fee. These companies provide non-bank loans without registration CZK 1 by sending a postal order to their permanent address – this is advantageous if you do not have your own bank account. However, it is usually only CZK 500-1000 for the first loan.
You can apply for a non-bank loan with no registration fee of CZK 1 online at the company website, after your operator calls you and your identity is sent to you. Usually you will receive it within 3 business days by postal order. For this reason, a non-bank loan with no registration fee of CZK 1 is very disadvantageous. However, there are also companies that provide a non-bank loan directly to the account without registration CZK 1, but there is a need to upload a copy of the op, possibly another document or send a confirmation sms or e-mail. however, it takes only a few days to get a loan and get a loan.